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Health Insurance Commission Disclosure

Please note that our commissions are paid by the insurance companies, not you. Your insurance premium rates are not higher when you use an insurance agent or broker - they are the same rates you would get if you purchased insurance on your own and did not use our services.  

INDIVIDUAL INSURANCE
On-Exchange/Nevada Health Link

Commission Disclosure*

per member, per month

HPN - $16

Anthem - $20

Friday Health - $26

AmBetter - $25

SelectHealth - 4% premium

Aetna - $18

Hometown Health - $26

Delta Dental - 10%

Anthem Dental - 10%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

INDIVIDUAL INSURANCE
Off-Exchange/Direct from Carrier

Commission Disclosure*

per member, per month

HPN, Sierra - $16

Anthem $20

Friday Health - $26

AmBetter - $25

SelectHealth - 4% premium

Aetna - $18

Hometown Health - 9-14% premium for 1st year; 5% thereafter

Delta Dental - 10% 

UHOne Short Term - 15% 

UHOne Vision - 25%

UHOne Dental - 10-30% (ask)

Anthem Vision - 10%

Anthem Dental - 10%

Anthem DeCare - 10%

HPN/SHL Dental - 10%

UHOne Short-Term - 15%

UHOne Tri Term - 25%

Health ProtectorGuard - 32%

Guard and Guard Plus - 21%

Hospital SafeGuard/Premier - 30%

Accident SafeGuard Premier - 40%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

GROUP INSURANCE
Groups of 2-50

Commission Disclosure*

per member, per month

Anthem -$10

HPN/Sierra/UHC - $10

(up to 3 enrollees);

$34 (more than 3 enrollees)

HPN/Sierra/UHC Ancillary - 10%

Select Health - $35

Select Health Dental - 10%

Select Health Vision - 10%

Delta Dental - 10% 

Anthem Vision - 10%

Anthem Life - 15%

Anthem Dental - 10%

Anthem DeCare - 8%

 

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

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