Health Insurance Commission Disclosure
Please note that our commissions are paid by the insurance companies, not you. Your insurance premium rates are not higher when you use an insurance agent or broker - they are the same rates you would get if you purchased insurance on your own and did not use our services.
INDIVIDUAL INSURANCE
On-Exchange/Nevada Health Link
Commission Disclosure*
per member, per month
HPN - 3%
Anthem - $22
AmBetter - $25
SelectHealth - 4%
Aetna CVS - $20
Hometown Health - $26
Molina - $16
Imperial - $20
Delta Dental - 10%
Anthem Dental - 10%
*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.
INDIVIDUAL INSURANCE
Off-Exchange (Direct from Carrier)
Commission Disclosure*
per member, per month
HPN, Sierra - 3%
Anthem $22
AmBetter - $25
SelectHealth - 4%
Aetna CVS - $20
Hometown Health - 9-14% yr 1;
5% thereafter
Delta Dental - 10%
UHOne Short Term - 15%
UHOne Vision - 25%
UHOne Dental - 10-30% (ask)
Anthem Vision, Dental - 10%
Amertias - 10%
Anthem DeCare - 10%
HPN/SHL Dental - 10%
UHOne Short-Term - 15%
UHOne Tri Term - 25%
Health ProtectorGuard - 32%
Guard and Guard Plus - 21%
Hospital SafeGuard/Premier - 30%
Accident SafeGuard Premier - 40%
*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.
GROUP INSURANCE
Groups of 2-50
Commission Disclosure*
per Eligible Employee (EE), per month
Anthem - $28
HPN/Sierra/UHC - $10/$34
($10 up to 3 EEs;
$34 for 4 or more at initial set up or at annual renewal)
Sierra/UHC Ancillary - 10%
Select Health - $35
Select Health Dental - 10%
Select Health Vision - 10%
Delta Dental - 10%
Anthem Dental, Vision - 10%
Anthem Life - 15%
Ameritas - 10%
Anthem DeCare - 8%
*Commissions shown are for first year.
Some commissions drop off substantially after the first year.
For second-year commissions, please ask your agent.
From time to time, carriers will offer bonuses. These do not affect your pricing. Because bonuses are neither frequent nor consistent, please inquire on a case-by-base basis.
