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Health Insurance Commission Disclosure

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Please note that our commissions are paid by the insurance companies, not you. Your insurance premium rates are not higher when you use an insurance agent or broker - they are the same rates you would get if you purchased insurance on your own and did not use our services.  

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INDIVIDUAL INSURANCE
On-Exchange/Nevada Health Link

Commission Disclosure*

per member, per month

HPN - 3%

Anthem - $22

AmBetter - $25

SelectHealth - 4%

Aetna CVS - $20

Hometown Health - $26

Molina - $16

Imperial - $20

Delta Dental - 10%

Anthem Dental - 10%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

INDIVIDUAL INSURANCE
Off-Exchange/Direct from Carrier

Commission Disclosure*

per member, per month

HPN, Sierra - 3%

Anthem $22

AmBetter - $25

SelectHealth - 4%

Aetna CVS - $20

Hometown Health - 9-14% yr 1;

5% thereafter

Delta Dental - 10% 

UHOne Short Term - 15% 

UHOne Vision - 25%

UHOne Dental - 10-30% (ask)

Anthem Vision, Dental - 10%

Amertias - 10%

Anthem DeCare - 10%

HPN/SHL Dental - 10%

UHOne Short-Term - 15%

UHOne Tri Term - 25%

Health ProtectorGuard - 32%

Guard and Guard Plus - 21%

Hospital SafeGuard/Premier - 30%

Accident SafeGuard Premier - 40%

*Commissions shown are first year. Some commissions drop off substantially after the first year. For second-year commissions, please ask your agent.

GROUP INSURANCE
Groups of 2-50

Commission Disclosure*

per Eligible Employee (EE), per month

Anthem - $28

HPN/Sierra/UHC - $10/$34

($10 up to 3 EEs;

$34 for 4 or more at initial set up or at annual renewal)

Sierra/UHC Ancillary - 10%

Select Health - $35

Select Health Dental - 10%

Select Health Vision - 10%

Delta Dental - 10% 

Anthem Dental, Vision - 10%

Anthem Life - 15%

Ameritas - 10%

Anthem DeCare - 8%

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*Commissions shown are for first year.

Some commissions drop off substantially after the first year.

For second-year commissions, please ask your agent.

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