Collection of your Personal Information
In order to better provide you with products and services offered, Virtuous Insurance Agency may collect personally identifiable information, such as your:
- First and Last Name - Mailing Address - E-mail Address - Phone Number - Employer - Job Title - Driver's License Number - Social Security Number
If you purchase Virtuous Insurance Agency's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Virtuous Insurance Agency may also collect anonymous demographic information, which is not unique to you, such as your age, gender, and household income.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Virtuous Insurance Agency collects and uses your personal information to operate and deliver the services you have requested.
Virtuous Insurance Agency may also use your personally identifiable information to inform you of other products or services available from Virtuous Insurance Agency and its affiliates.
Sharing Information with Third Parties
Virtuous Insurance Agency does not sell, rent or lease its customer lists to third parties.
Virtuous Insurance Agency may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Virtuous Insurance Agency may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Virtuous Insurance Agency, and they are required to maintain the confidentiality of your information.
Virtuous Insurance Agency may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Virtuous Insurance Agency or the site; (b) protect and defend the rights or property of Virtuous Insurance Agency; and/or (c) act under exigent circumstances to protect the personal safety of users of Virtuous Insurance Agency, or the public.
Opt-Out of Disclosure of Personal Information to Third Parties
In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know:
• The categories of personal information that we disclosed about you for a business purpose.
You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt-out of the disclosure of your personal information, email us at firstname.lastname@example.org.
Tracking User Behavior
Virtuous Insurance Agency may keep track of the websites and pages our users visit within Virtuous Insurance Agency, in order to determine what Virtuous Insurance Agency services are the most popular. This data is used to deliver customized content and advertising within Virtuous Insurance Agency to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Virtuous Insurance Agency. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Virtuous Insurance Agency website.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Virtuous Insurance Agency secures your personal information from unauthorized access, use, or disclosure. Virtuous Insurance Agency uses the following methods for this purpose:
- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
Virtuous Insurance Agency does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
Opt-Out & Unsubscribe from Third Party Communications
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Virtuous Insurance Agency by contacting us here:
- Email: email@example.com
- Phone: 702-899-4608
From time to time, Virtuous Insurance Agency may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Virtuous Insurance Agency or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Virtuous Insurance Agency, you may opt out of such communications by emailing us at firstname.lastname@example.org.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
Virtuous Insurance Agency welcomes your questions or comments regarding this Statement of Privacy. If you believe that Virtuous Insurance Agency has not adhered to this Statement, please contact Virtuous Insurance Agency at:
Email Address: email@example.com
Telephone number: 702-899-4608
Effective as of March 31, 2021